I used admiral’s young person policy when I insured my 1st car-it has a higher excess for under 25’s and you aren’t insured to drive any other cars 3rd party as most policies allow and this made it much cheaper for me. They also do a 10 month bonus accelerator which allows you to get [...]

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 Property Damage and Bodily Injury Liability Coverage- pays for bodily injury and property damage for which you are legally liable. Since you can’t be liable to yourself – it will not pay for damage to your car or to injuries the driver of your car receives. This coverage is required by the state at a [...]

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    Typically, when a property transfers ownership and a mortgage is put in place, there are two types of policies issued.
1. Mortgagee Policy (covers the lender’s mortgage and insures that it is the first, best lien on the property)
2. Owner’s Policy (covers the new owner’s interest in the property)
    Think of it this way. You [...]

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